CALL
Call Roof Guard Company for a damage inspection 877.709.3526
CONFIRM
Once we have confirmed your roof is damaged, our team of experts will guide you through how to file an insurance claim.
SET APPOINTMENT
An Insurance adjuster will set a date & time to examine the damage.
GET PAID
Once the field adjuster has approved the damage you will receive a check within 7-10 business days.
COMPLETE PROJECT
Review scope of work and set a date to begin the project with Roof Guard Company.
Is the cost to repair or replace an insured item of property at the time of the loss, less depreciation. The value of depreciation is based on the age and condition of the item. Personal property, such as contents, is typically settled at ACV unless the insured purchases (RCV) Replacement Cost Coverage. Your ACV Payments is typically the 1st of two checks you receive. The 2nd check will be mailed when the job is complete and all invoices are billed directly to your insurance company.
Also known as Replacement Cost Value (RCV) is the cost to replace lost or damaged property with new property of like kind and quality at current prices. For an additional premium, it is available for buildings and contents. Some insurers automatically include RCC in the homeowner policy; however, it is usually an optional coverage that must be purchased.RCV = (ACV + Deprecation + Deductible)
Every city has different code requirements that have to be met so it’s important for you to understand and know if you have code coverage added to your insurance policy. Code Coverage covers you in the event that your city has changed its codes requirements and you have to make an insurance claim. Usually, code coverage is an optional coverage that must be purchased in addition to your homeowner’s insurance.
I have code coverage: Code Coverage covers you in the event that your city has changed its codes requirements and you have to make an insurance claim. If you have code coverage you will not have to pay “increased cost” based on local code requirements.
I don’t have code coverage: In the event that you “do not” have code coverage and your local codes have changed, you will be required to incur “increased cost” out of pocket in order to meet your local code.
lity at current prices. For an additional premium, it is available for buildings and contents. Some insurers automatically include RCC in the homeowner policy; however, it is usually an optional coverage that must be purchased.RCV = (ACV + Deprecation + Deductible)
How Do We Estimate Damage?
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